How long will income benefits last?

How long will income benefits last?

Answer: That depends on the type of income benefit and, in some cases, on your impairment rating and ability to work.

Temporary Income Benefits (TIBs) – TIBs will last until you are certified to have reached Maximum Medical Improvement (MMI), or until 104 weeks have passed since the first day you suffered Disability (lost wages) as a result of your work-related injury or illness.

Impairment Income Benefits (IIBs) – these benefits are calculated at 3 weeks’ worth of your Comp Rate per each percentage point assessed. For example, if you receive an 8% Impairment Rating, then you will receive 24 weeks’ worth of IIBs. If your Impairment Rating is 10%, you will receive 30 weeks’ worth, and so on.

Supplemental Income Benefits (SIBs) – if your Impairment Rating is 15% or higher, and if you are still unable to earn wages equal to or higher than your pre-injury wages, you are eligible for SIBs. Eligibility for SIBs will continue until your earnings increase, or until you no longer make a good-faith effort to find a job. SIBs will also end after 401 weeks (approximately 7 ½ years) from the date of your injury. If you have an occupational illness, entitlement for SIBs ends at 401 weeks from the date you first became eligible to receive income benefits.

Lifetime Income Benefits (LIBs) – LIBs eligibility continues for the rest of your life.

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