Privacy Policy

New York Compensation Managers, Inc., (NYCM), has adopted the following Privacy Policy as part of our commitment to protect any personal information, which you may provide us through this web site. The following outlines NYCM’s information-gathering and dissemination practices for our web site, www.workerscomp.com

Because protecting your privacy is important to us, NYCM does not sell, trade, rent, give or distribute information about you to any third party. We will not disclose personal information unless requested by law, regulatory or legal process.

Security
The form of security that we use is SSL, (Secure Sockets Layer), This is a method of hiding the information that a web browser and a web server send to each other. An SSL-enhanced browser uses encryption to scramble the data you send to a web site into an unintelligible string of seemingly random characters. This is the industry standard for encrypting digital communications between any two points across a network.

Most browsers will warn you that you are entering or leaving a secure area by presenting a dialog box. However, most browsers give you the option of turning off the dialog box display.

When on a secure page, you will see the lock icon on the bottom of your Internet Explorer or Netscape web browser. Still other browsers have different ways of displaying this information.

On-line Forms
We use order forms that allow customers to request information and apply for services. When applicable, we collect personal contact and identification information (such as your e-mail address and home address). This information is used to answer your questions, solve your problems and provide interactivity. We do not provide this information to any other parties.

Web site Cookies
A cookie is a small text file that is stored on your computer. We use both session ID cookies and persistent cookies on our web site. A session ID cookie is temporary and once you close your browser, the cookie terminates. A persistent cookie is stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. Cookies are not used to invade the privacy of Internet users.

Our cookies are used to improve the user experience. Persistent cookies enable us to track web site usage patterns and analyze trends in the aggregate. This helps us to make our web site more useful to visitors. If users reject the cookie, they will still have full access to our web site. This cookie does not include any personally identifiable information.

We also use cookies to create a continuous connection to the web site. This type of cookie, (a session ID cookie), is only temporary and allows users to fill out and complete a form. Please see the following web sites for detailed discussions of cookies:
• Microsoft’s web site: Cookies: What They Are, Why You Are In Charge
• Netscape’s web site: CookieCentral.com

Links to Other Web Sites
Our web site links to other web sites. Please be aware we are not responsible for the privacy practices or the content of such web sites. When you leave our web site, we encourage you to read the privacy statements of every web site that collects personally identifiable information.

We also contract with vendors to provide additional features or services via the Internet. These third-party web sites are not under the control of NYCM, and we are not responsible for their contents. These web sites have separate privacy and data collection practices, independent of NYCM. We have no responsibility or liability for these independent practices, policies or actions. If you provide any personal information while visiting these web sites, you are solely responsible.

Disclaimer
NYCM makes no guarantee, warranty or representation, expressed or implied, (including implied warranties of merchantability and fitness for a particular purpose), with regard to the accuracy, completeness, usefulness, timeliness or suitability of the information being provided.

It is expressly understood and agreed that neither NYCM nor its directors, officers, employees or agents shall assume any liability or responsibility for any damages or claims resulting from any use or disclosure of the information being provided.

The access and use of any provided information shall be governed by the laws of the State of New York.

For more information regarding on-line privacy issues, please visit the Federal Trade Commission homepage at www.ftc.gov

Modifications to Privacy Policy
We may modify this privacy policy at any time; any changes to this Privacy Policy will be posted on this web site. Please check back for updates.
Contacting Us

We offer various ways that you may contact us on-line – by electronic mail or on-line forms. Please note that while we are in the process of answering your questions or fulfilling your request, information you submit to us may be seen by various people within NYCM. If you decide to send us personally identifying information – for example, in an electronic mail message containing a question or problem – we will only use this information to help us solve your problem or answer your question.